It is not a good idea to be too protective of your home and finances. There are many roofing contractors who will bend the rules in order to make things easier for their clients, which can cause problems for you and your roof.
Every one in a while, even honest contractors make mistakes. There are many ways you can protect yourself when hiring a roofing worker in Oshawa.
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Workers Compensation Problem: Roofers Compensation insurance covers roofing injuries. Roofers who have workers' compensation can help their employees recover from medical bills and time off work. You can save yourself the hassle and expense of paying these bills by ensuring that your roofing contractor offers workers compensation.
Liability insurance Problem: Make sure you have adequate liability insurance in case of damage to your building or home caused by a roofing contractor. It will cover everything from broken windows to interior damage, as described in the above situation. Contractors may have liability insurance but the insurance company has so many exclusions it almost seems like there isn't any coverage. Water damage caused by roof openings should not be excluded from coverage.
Protect yourself: It may not be pleasant, but it is necessary to safeguard yourself against such issues. Ask for proof of your roofing contractor’s workers' compensation, liability insurance, and business license. Once your roof has been installed, make sure that they will sign a lien waiver.
These issues are unlikely to arise if you hire a reliable, experienced contractor. To find out what other customers' experiences were, look for testimonials and reviews.